Lastly, a significant distinction for numerous agents between captive carriers and independent providers is freedom. Independent representatives like to say they are independent agents since they're independent. They wish to be able to write the kind of organization, where they wish to write it and with whom they wish to write it.

In the end, despite the work contract structure, a hostage, exclusive or direct writing representative ultimately is a worker of their provider. All employees do not have some degree of company liberty. This lack of freedom annoys numerous exclusive representatives and has actually added to the increasing numbers who have left their companies to open their own independent, self-directed businesses.

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