Every year, workers have the alternative to change their medical protection throughout "open registration." Open registration for little companies generally is the month prior to renewal date of the policy and lasts about one or two weeks. Throughout this time employees receive strategy products, have an opportunity to ask concerns about plan options and enlist in a strategy.

Protection begins at a specified date after open registration and normally runs for a full year. Some companies hold open enrollment in the fall, and protection is reliable from January 1 through December 31. If you want the very best service from your agent or broker and the insurance company, however, you may desire to prevent the rush by preparing your open registration period off-peak.

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