Short-term medical insurance does not have to cover all of the important health benefits. For instance, most short-term strategies do not cover maternity care or mental healthcare, and numerous leave out coverage for outpatient prescription drugs. Almost all short-term plans likewise exclude protection for any pre-existing conditions. You can even be denied for protection entirely if the insurance provider feels you're too huge of a threat to guarantee.

You can purchase a short-term medical insurance policy straight from a health insurance business, utilize your own insurance coverage representative, find a medical insurance agent or broker at the National Association of Health Underwriters website, or utilize a non-governmental personal online exchange such as ehealthinsurance. com. Short-term health insurance coverage offered on Affordable Care Act medical insurance exchanges such as Health care.

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