Short-term medical insurance does not need to cover all of the essential health benefits. For example, most short-term strategies do not cover maternity care or mental healthcare, and numerous omit protection for outpatient prescription drugs. Almost all short-term strategies also exclude coverage for any pre-existing conditions. You can even be declined for protection totally if the insurance provider feels you're too huge of a danger to guarantee.

You can buy a short-term health insurance coverage policy directly from a health insurance company, utilize your own insurance coverage agent, discover a health insurance coverage representative or broker at the National Association of Health Underwriters website, or use a non-governmental private online exchange such as ehealthinsurance. com. Short-term medical insurance sold on Affordable Care Act medical insurance exchanges such as Health care.

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